News You Can Use
We have 3 offices to serve you!
1706 Hwy 93
Fall Branch, TN 37656
1805 W State of Franklin Rd #900
Johnson City, TN 37604
104 Sam Doak Street
Greeneville, TN 37745
Principal Broker, Fall Branch Office
Arbella Properties Inc.
License # 00327481
Arbella Properties Inc.
Each month I’ll give you a new question.
Just reply to this email for the answer.
When was modern day wrapping paper introduced to North America?
Ask the Agent
Should I Do a Non-Contingency Offer?
It is usually in a seller’s market where buyers feel that they may need to entice a seller into accepting their purchase offer by waiving all contingencies. This would mean that they would be buying a home without protecting themselves in the event they, or the house, does not qualify for a loan. The appraisal contingency would be part of waiving the loan contingency. A contingency that is waived for the sale of another home that does not sell can result in a buyer having to qualify for two mortgages and own two homes at closing.
Buying a home without an inspection contingency could result in the buyer having to close on a property that is in need of major repairs. Waiving the inspection contingency takes away the ability to renegotiate the sales price or have repairs made prior to closing.
The answer to the question lies in the buyer’s comfort zone if unpredictable issues arise. If forfeiting the earnest money is affordable in the event the buyer cannot perform, then waiving all contingencies can be considered.
Is It a Good Idea to Buy a House in the Winter?
Buying a home in the winter has several advantages over acquiring a new home in the summer. Inspecting a home during the darker, colder and damper months allows you to better determine the structural integrity of the home and effectiveness of the heating system. You can also decide if the natural light that a home affords during the winter is suitable for the essence of your lifestyle.
Even though there is typically less inventory to pick from during the winter, you can be more selective in your choices and benefit from less buyer competition. Wintertime sellers tend to be more motivated to sell in anticipation of longer market time, thus paving the way for you to negotiate a better deal.
You can usually close faster on a home purchase made during the winter. Mortgage brokers and title companies tend to be less busy, allowing them to process loans and closing documents more efficiently. Getting into a new home prior to the end of the year also gives you the opportunity to take advantage of mortgage interest, points and property tax deductions.
Even if moving during inclement weather is less desirable, it will be easier to hire movers during the winter months. Since moving companies are not as busy during this time of year, you may even be able to negotiate a lower moving cost.
Please give me a call so I can help you navigate all the benefits of buying a home during the winter months.
Holiday Traditions Make You Cringe? Make Your Own
When the holiday season rolls around, do you ever find yourself getting fed up with wheeling out the same traditions year after year? Do you awkwardly partake in certain activities simply because they’re “the done thing” rather than anyone actually enjoying them? If this sounds like you, here are three simple ideas for changing it up this year, keeping the festivities completely fresh!
Consider which traditions you actually enjoy and which ones you don’t. If you know you’re no good at preparing a turkey or holiday decorating is not your forte, don’t feel you have to force yourself to do it just because it’s what you’re used to. Drop the tradition and replace it with something you and the family will love.
Customize your holiday dinner. There’s always something on the plate certain family members can’t stand, whether it’s Susan who hates stuffing or anti-parsnip Peter. Instead, why not ask each member of the family to choose a food to add to the menu instead and not limit it to “holiday foods”? You may end up creating a masterpiece.
Substitute gifts for new experiences. Sometimes you find the perfect gifts that’ll blow your loved ones’ minds. Other times, you can find yourself totally stuck for ideas, especially if you have family members who don’t want for much. If that’s the case, think about instead taking them to try something new and exciting, whether it’s a night at the theater, a ride on a steam train or a day of go-karting.
Wondering What’s Happening in Your Neighborhood?
How has the price of your home changed in today’s market? How much are other homes in your neighborhood selling for?
These are all critical questions that shouldn’t be overlooked when thinking about buying or selling your home. Whether you’re curious about prices in your area, whether it’s an excellent time to sell, or just need an expert to answer your questions, I can give you the tools and offer guidance through the entire buying or selling process.
Let me know how I can help by simply giving my office a call at 423-446-8154 to set up a time to connect.
Gourmet Hot Chocolate
1/2 cup heavy cream
1 1/2 cups whole milk
2 tablespoons powdered sugar
1/2 teaspoon espresso powder
1/2 teaspoon cinnamon
8 oz. 72% dark chocolate, chopped
4 cinnamon sticks to garnish
Add heavy cream, whole milk, powdered sugar and espresso powder to a 1.5-quart saucepan. Whisk over medium heat until hot. Do not allow to boil.
Around edges, small bubbles will appear. Mixture may begin to steam.
Turn heat to low and stir in chocolate until melted completely.
Divide among four mugs. Top each with whipped cream and a cinnamon stick. Serve!
Note: Milk chocolate may be used instead of dark chocolate.
7 Easy Ways to Update Your Home without Remodeling
If you’re eager to breathe new life into your home but find yourself on a tight budget, there’s no need to fret. It is completely possible to totally rejuvenate your living space without splurging on new furnishings. If you’d like a refresh of your home space, here are six tips for updating your home without spending on remodeling!
Rearrange the furniture. A new layout can transform your room’s ambiance and make it feel more spacious. Shift that sofa away from the wall and give your room a more thoughtfully arranged appearance.
Alter your artworks. Swap pieces around, create a gallery wall or even consider making some new art of your own. You might be surprised at just how much changing the art can revamp your surroundings effortlessly.
Don’t be afraid to repurpose your furniture. Get creative with function—for example, using a kitchen stool as a nightstand or a cupboard as a bookcase. You’ll be surprised at how much it changes the feel of the room.
Consider moving your TV or rearranging your dining table. The spaces in which we undertake different routines or activities have a huge bearing on how we perceive the space. Create different room dynamics by shifting around some items.
Relight the room. Lighting can make a significant difference, so don’t overlook it. Switch table and floor lamps to achieve varying levels of brightness and freshen up the ambiance.
Create partitions. In a studio apartment or a larger space, creating distinct zones can divide areas that don’t blend seamlessly. Use curtains, bookshelves or furniture to separate spaces as needed.
Do some DIY. Use materials already at your disposal to create some new pieces for your home. A clipboard wall, for example, can be a practical and visually appealing addition to your home.
If you’re selling your home and want to make it look more appealing to buyers, call or email me for some free and low-cost ideas.
Have a Happier Holiday Season with a Minimalist Approach
The holiday season is a time for cheer and merriment, but it can come with a number of less desirable side effects, such as the clutter that enters your house, the conundrum of how to manage your time or the stress of making sure everything is shipshape. Here are a few tips for taking a more minimalist approach this year and maximizing your comfort and enjoyment.
Don’t commit to things you don’t want to do. Ask yourself if you will actually enjoy or benefit from partaking in something or whether you’re only doing it because it’s “tradition.”
Cut down on the decorations. It’s easy to go overboard with decorating for the season, meaning you end up with a house that feels more cluttered than festive and encumber yourself with a huge time commitment in getting them up and taking them down. Only put up the things you really love to have out.
Don’t spend money just because you feel like you have to. During the festive season, advertisers do their best to make us feel like we’re missing out by not purchasing their festive items or latest gadgets. Don’t spend on things you don’t need just because it’s that time of year.
Refrain from comparing your festivities with anyone else’s. The grass is always greener on the other side. Don’t laden yourself with unnecessary stress or FOMO by trying to convince yourself other people are having a better time than you.
Don’t feel obliged to send holiday cards. You’ll save time, money and the environment. You can find much more meaning in having a simple phone call or video chat with your loved ones rather than a generic greeting on paper
This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale.